You're a top earner — ready to keep more of it?
Your advisors are good. They just don't talk to each other, and that gap is costing you. Kotini & Kotini coordinates them into one team, for your bottom line.
Your accountant keeps you compliant. Your investment advisor makes good recommendations. But each one works in a silo, with no view of how their decisions ripple across everything else you own. So your nest egg isn't what it should be, and grinding harder won't change that. Having every advisor work from one plan will. That's what we do. Our clients experience value in the multiples, and that's always the goal.
What coordination actually returns
A capital-gain reduction strategy mitigated $2M in capital-gain tax; a leveraged risk-mitigation structure mitigated another $1.54M. Estimated $3.54M in capital-gain mitigation in year one.
An income-offset strategy delivered $221K; a charitable-planning strategy added $123K.
A charitable-planning strategy produced the year-one savings; a wealth-management vehicle returned $132K over the fund period.
Results reflect each client's specific circumstances and are not a guarantee of future outcomes.
Tax
Wealth
Risk
Legal
Business
Lifestyle
The family office, reimagined.
In 1882, John D. Rockefeller was tired of his specialists handing the family conflicting advice. So he hired them full time, in one room, working as one team for one family. That model is over 140 years old. The technology is new. The principle is the same.
K&K works two ways at once. For you, we're the Virtual Family Office that owns your whole financial picture: one coordinated plan across all six disciplines. For your existing advisors, we're the layer that brings them together. Your CPA stays your CPA. Your attorney stays your attorney. Your wealth manager keeps their seat. We quarterback the work between them, and we bring in our vetted network of 80-plus specialists whenever a plan needs one.
That's the difference between hiring another advisor and hiring the team that coordinates them all. You don't replace anyone to work with us. You finally get everyone working from the same plan.
Proactive strategy that happens before December 31, using the 98% of the tax code most traditional CPAs aren't paid to plan around. You keep your CPA; we hand them a clean strategy.
A quarterbacking layer above your investment specialist. We coordinate with existing CFPs, CFAs, and RIA partners (or introduce vetted ones) so the portfolio runs aligned with your tax, estate, and risk plans.
Entity structures, asset protection, and insurance coverage treated as a coordinated strategy, not renewal-time paperwork.
Wills, trusts, charitable structures, and beneficiary coordination, facilitated through partner attorneys.
Enterprise value, exit and succession strategy, and growth consulting for owners whose business is the largest position on the personal balance sheet.
Travel, philanthropy, and the high-touch coordination that shapes how you actually live.
K&K is built for first-generation wealth builders. The typical guideline is $500K+ in income, but the entry question is complexity, not a single number. Significant assets, equity, or an upcoming capital event frequently qualify on lower income.
Physicians and dentists, roughly 40% of our client base, served through our Doctors Family Office.
First-generation entrepreneurs, founders, and family-business owners, whether the exit is three years out or never.
Tech and Fortune 500/1000 leaders with seven-figure W2s, RSUs, stock options, and dual-income households.
Stewarding wealth across generations.
Founded in 2011.
Clients in all 50 states.
Featured in 500+ publications including Business Insider, NBC, and MarketWatch.
A comprehensive overview of every area of your financial life through our Proprietary Client Information Questionnaire: tax exposure, insurance gaps, estate status, investment positioning, entity structuring, and retirement trajectory.
Every recommendation, the projected impact, the statement of work, and the full fee structure disclosed before you commit.
Execution across every discipline, monthly touchpoints, quarterly reviews. Many clients start to see benefits within 90–120 days. Ongoing partnership extends into lifestyle concierge support, coordinating the day-to-day logistics that surround your wealth.
A financial advisor handles one piece, usually investments. A Virtual Family Office runs the whole financial picture as one coordinated team: tax, wealth, risk, legal, business, and lifestyle, all working from the same plan. You stop being the one connecting the dots between specialists.
We quarterback the conversation. If you already have a wealth manager, CFP, or CFA you trust, we work alongside them and keep their decisions aligned with your tax, estate, and risk plans. If you don't have one yet, we introduce you to vetted partners who fit your situation.
Fees vary by engagement scope, income, and complexity. Before you commit, you receive a Proactive Value Review with every recommendation, the projected impact, and the full fee structure, so you see the projected ROI before you sign anything.
Yes. K&K is based in Richmond, Virginia, and serves clients in all 50 states. The Virtual Family Office model is built for coordination, not limited to proximity.
A real conversation, not a pitch deck. We'll cover your tax, insurance, estate, investments, and business at a high level, and name the gaps we see. If we're a mutual fit, the next step is the Discovery and Risk Assessment.
Start with a complimentary mutual-fit discovery call. We'll walk through your situation across all six disciplines and give you an honest read on whether the model fits.
(804) 372-8307 · info@kotiniandkotini.com
Monday–Friday, 9:00 AM – 5:00 PM EST
Richmond, Virginia · Miami, Florida · Serving clients nationwide
Important disclosure: Kotini & Kotini coordinates wealth strategy through credentialed RIA partners who operate in a fiduciary capacity. K&K does not custody assets, execute trades, or make portfolio decisions directly. Legal services are facilitated through partner attorneys. See our full disclosures page for the complete description of the coordination model and partner relationships.
