Paavan Kotini came to financial services from biomedical engineering and oncology research with one conviction: the coordinated-care model that saves lives in medicine should exist for wealth. Kotini & Kotini is the firm he built when he couldn't find it.
Paavan came up in biomedical engineering and cancer research, where a complex case moves through a coordinated team of specialists pulling toward one outcome. The oncologist, the radiologist, the surgeon, the care coordinator: different disciplines, one patient, one shared plan. He expected to find the same structure in financial services. He didn't.
He found five good specialists in five disconnected lanes. A strong CPA. A solid attorney. A capable wealth manager. Each one excellent inside their lane, none of them paid to run the conversation between them. A tax decision made in April quietly undermined an estate plan drafted in October. A business structure built for growth created a risk exposure nobody flagged. The system was the problem, not the people inside it.
That gap is what Kotini & Kotini fills, and filling it doesn't mean replacing what works. If your CPA is great, keep your CPA. If your attorney has been with your family for years, that relationship stays intact. We're not here to rebuild the roster. We're here to run the huddle: find where the lanes stop talking, and ask the question nobody asked because it technically belonged to someone else. Your team gets stronger because they're finally working as a team. Paavan didn't build K&K despite his research background. He built it because of it.
A small, proactive team runs the layer between you and an 80-plus specialist network.
Biomedical engineer turned financial strategist, keynote speaker, and 2x bestselling author of Effortless Wealth and Tax-Efficient White Coat (working on his third book). The firm was built from his own experience watching good advisors work in isolation, and he has spent the better part of two decades building the structure that fixes it.
Big Four consulting and cybersecurity background. Elevating the client experience from the background and improving the partner relationships.
As the Private Client Concierge at Kotini & Kotini, Angelique acts as the central hub and primary point of contact for our clients. She plays a pivotal role in seamlessly connecting clients with our elite network of financial, legal, and tax specialists.
The longer view of how each role shows up across a real engagement lives on our process page.
B.S. Biomedical Engineering, Vanderbilt University
Executive Entrepreneur Accelerator, The Wharton School
StreetWise MBA, Interise
Series 65 (Investment Adviser Representative)
Accredited Virtual Family Office Professional
Certified Senior Advisor (CSA)
Life, Health, and Annuities License
2x bestselling author; host of the Effortless Wealth podcast
Featured in 500+ publications including NBC, MarketWatch, Business Insider, AP, and PR Newswire
The Series 65 is Paavan's individual Investment Adviser Representative license. It allows him to coordinate with the credentialed Registered Investment Advisors inside the K&K network. The firm itself doesn't custody assets or execute trades; that work happens inside credentialed partner relationships. The full coordination model lives on the disclosures page.
Every client who fits the practice gets the full coordinated team. No tier system. The phrase also drives how we treat the CPAs, attorneys, and wealth managers already in your life: as collaborators, not competition.
Real planning happens before December 31, not after. The whole practice is structured around getting in front of decisions instead of cleaning up after them. Clients feel that difference most starkly in April.
The Rockefellers built generational wealth with one team running every piece together. We took that model, modernized it, and opened it to people who built their wealth in one generation. The full version lives on the Virtual Family Office page
The team contributes monthly community time alongside donations and longer-term resource commitments, from Richmond community partnerships to the Sai Aashraya free hospital project in Bangalore, India. The same posture drives both the giving and the practice. Love all, serve all isn't selective. The full list of partnerships lives on Community Impact.
Preserve the past. Empower the present. Create the future.
It's the line we hear most from clients in their first six months. Book a complimentary discovery call. Bring whatever's actually keeping you up at night. We'll give you an honest read on whether we're a fit. Fit goes both ways.
(804) 372-8307 · info@kotiniandkotini.com · Monday–Friday, 9:00 AM – 5:00 PM EST
Richmond, Virginia · Serving clients nationwide
